Thank you for choosing Black Hills Obstetrics & Gynecology for your obstetric care.  The following are financial guidelines for you to read.  Please follow the guideline that best suits your financial condition.

A) Patients with no Insurance. (Self Pay)

For patients that have no insurance, we ask for an initial down payment of $500.00.  This is payable at your NEWOB workup appointment.  Every month thereafter, we request that you pay $100.00 towards your basic OB care plus the balance on your account due to any extra services. Click here for Self Pay Charges

B) Patients with Commercial Insurance

All patients with Commercial Insurance are required to pay a $400.00 deposit.  The deposit is used to cover costs incurred during antepartum care, including ultrasounds. Should your insurance company cover 100% of our charges, a refund will be made to you after all charges are processed.

C) T-19 Patients

T-19 patients are not required to pay any deposits.  You must however, bring your T-19 card with you to your first appointment and all appointments thereafter.  If you do not bring your T-19 card you will be treated as a self-pay patient and be required to pay a $500.00 deposit.  If you are referred into this office by your Primary Care Provider a referral card must be sent before your first appointment. We are unable to schedule you if your Medicaid is inactive. 

D) Tricare Patients

Tricare patients are not required to pay an OB deposit.  It is your responsibility to bring a Tricare authorization form to your first visit.  If not, you will be treated as a self-pay patient.  All deductibles and co-payments will be expected at the time of service. 

E) Blue Cross Blue Shield Federal

These patients are not required to pay an OB deposit as this insurance provider typically offers full OB coverage. 

ALL OBSTETRIC PATIENTS:

The global charge for obstetrical care includes up to 13 visits, delivery, and one postpartum visit.  After you deliver, the appropriate charge based on the care and services provided at the time of delivery will then be charged to your account and filed to you insurance.  Charges for ultrasounds done in our office will be a separate charge from your obstetric care and will be billed to your insurance at the time of service.  Any balance due will be deducted from your OB deposit.  If these are done by an outside Lab or Radiologist, you will receive a separate bill from them.  All deductibles and co-payments are your responsibility and are expected at the time of service.

Should you have any questions or concerns regarding the above financial arrangements, please contact the Insurance & Billing Department at (605) 343-9224.  We are more than willing to work with you on deposits and down payments should special circumstances arise.